Temenos T24 / Globus
Is a 24-hour real-time banking application that provides multiple application server support to a huge number of users. T24 ties together multiple channels, and provides CRM functionality and non-stop processing in a single system.
Temenos CoreBanking (TCB)
Temenos' highly scalable solution for large scale tier 1 and tier 2 domestic retail banks as well as multibank outsourcing centres.
Temenos eMerge
Provides a full portfolio of banking and related financial services organised by client, not by account. This keeps all the information about a client accessible from a single screen, improving customer satisfaction and loyalty with ease.
Temenos Financial Reporting (TFR)
Facilitates the efficient production of regulatory and management reports, through the automation of the entire reporting process.
TFR belongs to the Temenos suite of solutions, although a stand-alone product it can also be integrated with Temenos T24 and Temenos Corebanking.
Temenos ARC
A pre-integrated suite of T24 modules to provide highly powerful and flexible front-office functionality to retail and private banks.
T24 Islamic Banking
Temenos T24 Islamic Banking is not a new separate product but forms part of the Temenos T24 suite and therefore not only benefits from Islamic product enhancements but also from all the main enhancements that are made to the main T24 product as a whole.
Core Banking
A retail banking application that handles the largest business volumes on a modern technology. Multi-currency, multi-branch, multi-lingual.
Accounts
The accounts module processes both client and international accounts.
Limits
The limits module provides the ability for the on-line monitoring and reporting of all client credit exposure.
Collateral Management
Collateral management information may be recorded in the Collateral Management module.
Multi - Company - Multi - Branch
Used in GLOBUS when separate sets of books need to be maintained for multiple entities within the overall group.
Financial Accounting
Automatically maintains general ledger accounts and ensures that the financial accounting automatically reconciles with the underlying business.
Management Information & Profitability
Provides financial management information on customers, products and departments including income and expense, average balances, transaction counts and other information.
Corporate/Commercial
Conducting business with companies or corporate bodies.
Loans & Deposits
The Commercial Loans and Deposits module facilitates the control, administration and accounting of Deposit, Loan and Commitment products.
Private Banking
Personal banking and individual property management.
Securities & Management Module
Fully automatic link between front and back office.
Fiduciaries
Takes deposit orders from clients and place them individually or in groups with external instructions.
Foreign Exchange
This module provides dealing, administration and profit allocation facilities for banks trading in the spot and forward markets.
Money Markets
This module processes products traded within the Primary Deposit and Placement Market.
FRA (Future Rate Agreements)
The FRA module makes automatic updates to positions and limits.
REPO's
The application facilitates the booking of cash as well as the security involved in a repo or reverse repo.
Securities
The Security module provides facilities for trade administration, safe custody and settlement of international securities on the Bank's behalf. All settlement events from the issue or receipt of a security to maturity are recorded.
SWAPS
The GLOBUS Interest Rate Swaps module records, settles and accounts for both IRS (Interest Rate Swaps) and CIRS (Currency Interest Rate Swaps).
Retail
Savings Accounts
Provides for comprehensive processing of all account based savings products.
Mortages / Loan
Makes use of a range of features, including variable base rates, standing orders and reporting facilities to meet the needs of both the Bank and its customers.
Teller
Till management, transaction processing and passbook administration facilities are combined with on-line signature verification to provide a range of services.
Funds Transfer & Standing Orders
You use Funds Transfer to make payments, either internally from one account to the other, or externally to another bank. It automatically handles incoming payments as well, re-routing these to external payments and automatically updating the appropriate accounts where necessary.
Cheque & Card Management
This is a cheque and card management system, which allows for the issuing and management of all types of cheques and cards.
Trade Finance
The Trade Finance application supports the recording and administration of letters of credit and documentary collections. The application is fully integrated with the rest of the GLOBUS system, taking advantage of the GLOBUS' limits processing, accounting, position management, and security features. It complements other GLOBUS banking applications such as Foreign Exchange and provides for both pre and post financing, discounting and bill processing.
Risk Management
GLOBUS offers centralised control of credit and market risk through the Limits and Position Management modules. Each GLOBUS application is tightly integrated with the risk control applications and updating of positions and credit utilisations is an integral part of each transaction.
T24
Overnight trade processing control
Combining the full functionality of TEMENOS GLOBUS with the most advanced technology available in a banking system, TEMENOS T24 retail banking functionalities include: Current, DDA, savings, deposit, and overdraft accounts, checks, cards, consumer lending, mortgages, revolving credit and mutual fund.
Delivery Module
Document Image Facility
GLOBUS can capture and store images of documents such as signature mandates, passports and loan agreements. They are linked to existing GLOBUS records such as customer records or loan contracts and can then be used to perform tasks at input time such as signature verification or for general enquiries such as displaying an original loan agreement when there is a query.